PLANNING YOUR GIFT

	Your Gift	How to Make the Gift		Your Benefits
	Outright gift	Donate cash, securities or personal property		Income tax deduction; avoidance of any capital gains tax
	Living trust	Name us beneficiary of assets in a living trust		Control of trust for lifetime; possible estate tax savings
	Bequest in will	Name us in your will		A donation exempt from federal estate taxes
	Life insurance gift	Give a policy with us as owner and beneficiary		Current income tax deduction; possible future deductions
	Retirement plan gift	Name us as beneficiary of the remainder of the assets after your lifetime		Avoidance of heavily taxed gift to heirs, allowing less costly gifts
	Real estate gift	Donate the property to us, or sell it to us at a bargain price		Immediate income tax deduction and avoidance of capital gains tax
	Retained life estate	Designate the ownership of your home to us, but retain occupancy		Charitable income tax deduction and lifetime use of home
	Charitable remainder annuity trust	Create a charitable trust that pays you a set income annually		Immediate income tax deduction and fixed income for life
	Charitable remainder unitrust	Create a trust that pays a percentage of the trust’s assets, valued annually		Immediate income tax deduction, annual income for life that has potential to increase
	Charitable gift annuity	Enter a contract with us, in which we’ll pay you fixed payments annually		Current and future savings on income taxes; fixed payments for life
	Charitable lead trust	Create a trust that pays a fixed or variable income to us for a set term, and then passes to heirs		Reduced size of taxable estate; keeps property in family, often with reduced gift taxes

After determining the gift that is right for you, meet with your financial advisor or our organization to begin implementing your wishes. Please call Gail Loveland, Executive Director, at 435.940.1353 or e-mail gaill@DiscoverNAC.org for more information